Our Locations
Credit Management Since 2012

Your Partner for Credit Management.

Trusted by leading banks, telecom, and government institutions across the MENA region.

Trusted by
Emirates NBD
FAB
RAKBANK
Emirates Islamic
Dubai Islamic Bank
Etisalat
du
ADIB
Ministry of HR & Emiratisation
Etihad Water & Electricity
Ajman Bank
deem
AAFAQ
Emirates NBD
FAB
RAKBANK
Emirates Islamic
Dubai Islamic Bank
Etisalat
du
ADIB
Ministry of HR & Emiratisation
Etihad Water & Electricity
Ajman Bank
deem
AAFAQ

From Vision to Reality

Founded in 2012, CMS Holoul emerged as a specialized partner in credit management and business process outsourcing. Over 13 years of growth, we've expanded our expertise to encompass comprehensive solutions across collections, customer engagement, workforce outsourcing, and digital transformation. With 500+ dedicated team members across 10+ locations, we serve 22+ strategic partners including major financial institutions, telecom leaders, and government entities across the UAE and MENA region.

Read More About CMS Holoul

Founded

2012

Locations

10+

Team Members

500+

Partners

22+

Services & Smart Solutions

Collections & Recovery

Advanced strategies for receivables management and debt recovery across banking and telecom sectors.

Customer & Sales

End-to-end customer engagement solutions that drive loyalty, retention, and revenue growth.

Workforce Outsourcing

Flexible staffing and workforce management solutions tailored to your operational needs.

Digital Transformation

Cloud-based, AI-powered solutions enabling seamless digital evolution and operational excellence.

Healthcare Management

Specialized BPO solutions for healthcare providers, insurers, and medical institutions.

Marketing Solutions

Data-driven marketing and communications services to amplify your brand presence.

Industries We Serve

Banking & Financial

Trusted by UAE's leading banks including Emirates NBD, FAB, ADIB, and others for collections, customer service, and compliance.

Telecom & Government

Strategic partnerships with Etisalat, du, and government entities including Ministry of HR & Emiratisation.

Commercial & Real Estate

Solutions for commercial enterprises, real estate developers, and property management companies.

Why Partner With CMS Holoul

ISO 27001 & 27002 Certified

Enterprise-grade security and data protection standards.

Regulatory Aligned

Full compliance with CBUAE, CBR, TDRA, and UAE Code of Conduct.

Multi-Sector Expertise

13+ years serving banking, telecom, government, and commercial sectors.

Tech-Enabled

AI, cloud, and automation driving smarter, faster solutions.

People-Powered

500+ dedicated professionals committed to your success.

13+ Years Trust

Proven track record with 22+ strategic partners across MENA.

Operating in 6 Countries

Our Global Presence

Delivering excellence across the MENA region — from our UAE headquarters to offices in Saudi Arabia, Egypt, Jordan, Lebanon, and India.

6 Countries
500+ Employees
10+ Offices
22+ Partners
13+ Years

Ready to Transform Your Business?

Let's partner together to unlock growth, efficiency, and success.